Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, stands as a dedicated insurance agency exclusively serving the needs of contractors operating right here in our community. We understand the unique risks and demands faced by businesses involved in construction, renovation, and related trades within this specific location. Our mission is simple: to provide tailored insurance solutions that protect your investment, safeguard your workers, and ensure your operations run smoothly from our Phoenix headquarters.
Understanding Contractor Risks in Phoenix
Contracting businesses, whether focused on building, remodeling, or specialized services, face a distinct set of challenges. From the physical risks associated with construction sites and handling valuable equipment to the complexities of business liability and property protection, the potential exposures can be significant. Operating out of this specific Phoenix address means you're part of a dynamic local economy, and we are deeply familiar with the specific risks contractors encounter right here. We are committed to understanding the nuances of your trade and the specific environment you work within, ensuring your insurance coverage is not just comprehensive, but also relevant to the realities of your business in this area.
Our Core Insurance Services for Contractors
At The Contractor's Choice Agency, we specialize in crafting insurance packages designed specifically for contractors like you. Our expertise lies in identifying the coverages you need most:
Commercial General Liability (CGL): This is fundamental protection for any contractor. It covers third-party claims of bodily injury or property damage arising from your business operations. Whether a client slips on your job site or a customer alleges damage to their property due to your work, CGL provides crucial defense and indemnification.
Workers' Compensation Insurance: Protecting your valued employees is paramount. Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation costs if an employee is injured on the job. As a Phoenix-based agency, we ensure you have the necessary coverage compliant with Arizona state regulations to protect both your workers and your business.
Commercial Property Insurance: Your tools, equipment, vehicles, and even your place of business (if applicable) are essential assets. Commercial property insurance protects you against financial loss due to damage or loss of these assets caused by events like fire, theft, vandalism, or natural disasters impacting the Phoenix area.
Commercial Auto Insurance: Contractors rely heavily on vehicles – trucks, vans, bobcats, and more – for transportation of materials, equipment, and personnel. Our commercial auto insurance policies are specifically designed for these types of vehicles, covering liability for accidents involving company cars and protection for damage to your fleet.
Equipment Breakdown Coverage: Unexpected breakdowns of essential machinery and equipment can halt operations and lead to significant repair costs and lost revenue. This specialized coverage helps protect your business from the financial impact of equipment failures.
Business Owner's Policy (BOP): Often, we can bundle several essential coverages, including General Liability and Property Insurance, into a convenient and cost-effective Business Owner's Policy tailored for contractors operating out of this Phoenix location.
Business Income (BI) and Extra Expense (EE) Coverage: If your business location is damaged or you need to temporarily relocate due to a covered event, BI/EE coverage helps cover lost income and necessary extra expenses incurred to resume operations.
Contractor's Tools and Equipment Insurance: This specialized coverage protects your valuable tools, machinery, and other equipment that are essential to your trade, whether they are kept at your Phoenix workshop or used on various job sites throughout the city.
Our Commitment to Contractors in Phoenix
Being locally based at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 allows us to offer personalized service and deep understanding of the local contractor landscape. We pride ourselves on building strong relationships with our clients, taking the time to understand your specific business model, risk exposures, and long-term goals. We are committed to providing expert guidance, helping you navigate insurance complexities, and finding the most competitive rates available for contractors operating right here in Phoenix.
Why Choose The Contractor's Choice Agency?
When you choose an insurance agency focused solely on contractors, you gain a partner who speaks your language and understands your industry. We leverage our specialized knowledge to:
Identify Hidden Risks: We proactively identify potential exposures specific to your type of contracting work in Phoenix.
Negotiate Competitive Rates: Our focus allows us to negotiate effectively with carriers who understand contractor needs, potentially securing better rates for you.
Provide Tailored Coverage: We design policies that are specifically suited to your business, avoiding unnecessary coverage while ensuring you are fully protected.
Offer Claims Advocacy: In the unfortunate event of a claim, our familiarity with contractor-related issues allows us to be effective advocates on your behalf throughout the claims process.
Stay Updated on Industry Changes: We keep abreast of insurance market fluctuations, regulatory changes affecting contractors in Arizona, and new coverage options relevant to your field.
We are more than just an insurance provider; we are a resource dedicated to helping contractors succeed and thrive right here in Phoenix. Protecting your business is crucial to its continued success. Let us handle the complexities of insurance so you can focus on what you do best – building and growing your contracting business.
Contact The Contractor's Choice Agency Today
Ready to ensure your contracting business in Phoenix is fully protected? Take the first step towards securing the right insurance coverage by contacting us directly.
Visit our website to learn more about our services or to get a personalized insurance quote for contractors operating out of 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048:
https://contractorschoiceagency.com/
Call us at 844-967-5247 to speak with one of our experienced insurance agents who specialize in contractor insurance needs right here in the Phoenix area.
Frequently Asked Questions (FAQs)
Question: What types of contractors do you work with in Phoenix?
Answer: We work with a wide range of contractors operating out of 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, painting, etc.), construction managers, equipment rental companies, and businesses involved in demolition and site preparation. Our services are tailored to the specific risks associated with each type of contracting work.
Question: Can you help me find insurance for my construction business located in Phoenix?
Answer: Absolutely. The Contractor's Choice Agency specializes in insurance for contractors operating in the Phoenix area, including those with a business address at 4435 E Chandler Blvd Suite 200. We offer comprehensive coverage including General Liability, Workers'